What is the FHA loan limit in Palm Beach County?

HUD publishes county limits every year. Check the current figure on HUD's lookup tool, or ask us and we'll confirm it with a lender.

Can I use FHA for a condo?

Yes, if the building is FHA-approved or the unit qualifies for a single-unit approval. Florida's newer condo safety rules can affect approvals, so we check early.

Loan Guide

FHA Loans in Palm Beach & Broward County

Government-insured loans with low down payments and flexible credit guidelines, popular with first-time buyers.

What to know

Down payments can start at 3.5% for qualifying credit.
Mortgage insurance (upfront and annual) applies.
Loan amounts are capped by county limits set each year by HUD.
Condos must be on the FHA-approved list or qualify for a single-unit approval.

Questions buyers ask

What is the FHA loan limit in Palm Beach County?: HUD publishes county limits every year. Check the current figure on HUD's lookup tool, or ask us and we'll confirm it with a lender.
Can I use FHA for a condo?: Yes, if the building is FHA-approved or the unit qualifies for a single-unit approval. Florida's newer condo safety rules can affect approvals, so we check early.

Official figures: HUD FHA mortgage limits. General information, not lending advice — confirm terms with a licensed loan officer.